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"How do you have this integrated experience where the value is beyond paying?" said Kim, who moved to Seoul about two months ago from New York. "What more do you get than just paying?""[The] dream concept," she added, "is being in a parking lot, driving the [new] car out, and knowing that payment happened. You don't have to think about it."Here's what else we talked about, payment nerd to (almost) nerd. Samsung has enormous sway in its home country of Korea, so it makes sense that the Samsung Pay team rolls out features here first. "I almost see Korea as our test bed," Kim said.

In the motherland, Samsung Pay supports, P.S, I went out and about with the Samsung team to try some of the features you can only use in Korea -- check it out in the slideshow below, Right now, Samsung Pay is a physical thing, You tap or hold the phone near something before anything else can happen -- either an NFC transaction or one that mimics the magnetic strip of a credit card swipe (this is called MST, or magnetic secure transmission), I was impressed with the deep ecosystem of mobile payments that I saw in China, and asked Kim if Samsung plans to integrate its own suite candyshell case for apple iphone 6, 6s, 7 and 8 - charcoal gray/dark poppy red of online-only features that don't require any physical tap or hover -- things like summoning and paying for an Uber ride or food delivery right from the app..

For now, it sounds like the answer is "no." In the near term, Samsung is focused on getting people used to making buyers comfortable using their phones in place of their wallets. The cashier in a Korean store enacts a transaction by holding a phone up to his payment console. "We're literally trying replicate that card experience," Kim said. "We're still teaching consumers about just getting into the habit of tapping and paying."But that doesn't mean Alipay and WeChat wallet aren't potential fonts of inspiration. "It sounds like they've got a few of the pieces that we really want to build out," Kim said.

When I asked about what Samsung Pay is doing to edge out Apple and Google's own competing, proprietary payment systems, Kim stuck with the politic view that the more players there are right now to educate users, the quicker mobile payments will start becoming second nature, and that's good for everyone, "What I think about a lot is what's unique and different about us," Kim said, noting that right now all the wallets are essentially the same in countries like the US, "The thing that makes us stand out right now is the MST technology..we were able to do that because we built a little coil into [our] phones."Still, Kim says that Samsung Pay and its rivals will branch out as they evolve, wrapping a better experience around the phone, an experience that goes beyond the app and becomes a service that uses the phone as its point of entry, In other words, the phone will be the key that unlocks the candyshell case for apple iphone 6, 6s, 7 and 8 - charcoal gray/dark poppy red mobile payment things you want to do..

Right now, Samsung Pay is live in Korea and the US, and recently in China. Spain, Australia, Canada, the UK and Brazil are next. I asked if Samsung plans to accelerate its global rollout. "I'd love to launch 50 countries," Kim said, "but payments..it's not a snap. You actually have to build the partnerships [with banks and local governments, for example] and the products..it's a manual effort."With a tap of her phone, a Korean commuter is through the turnstile and on her way. This, too, sounds like a no.